HisaabKit guides
Financial Guides for Pakistan
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Choose a topic to jump to the published guides that match your question.
Published guides
Pension & Gratuity Guides
Retirement Age in Punjab Government 2026: 60 Years, Voluntary Retirement and Key Dates
How to Calculate KPK Pension 2026: Formula, Example and Rules
GP Fund Deduction Rates 2026: BS-1 to BS-22 Subscription Chart
Punjab Defined Contribution Pension Scheme 2026: Complete Guide for Government Employees
Punjab Government Pension Documents Checklist 2026: Forms, Requirements & Process
Voluntary Retirement in Punjab Government 2026: Age, Service, Pension & Latest Rules
Punjab Government Employee Retirement Planning 2026: Pension, Retirement Date & Checklist
Pension Biometric Verification 2026: Revised NADRA Digital Proof of Life Rules for Pensioners
How to Calculate Federal Government Pension in Pakistan 2026
How to Calculate Punjab Pension in 2026: 4 Teacher Examples
How to choose the right guide
Our guides are grouped into four topics:
- FBR tax guides — filing your income tax return in IRIS, registering for an NTN, understanding salary tax slabs for 2026-27, and answering IRIS questions such as tax residency.
- Pension & gratuity guides — how pension is calculated for Federal, Punjab and KPK employees, the Punjab Defined Contribution Pension Scheme, retirement age, voluntary retirement, the pension documents checklist and NADRA proof-of-life verification.
- Pay & allowances guides — pay fixation on promotion, the revised basic pay scales 2026, annual increments, TA/DA, leave encashment and LPR, and GP Fund deductions and interest rates.
- Islamic finance guides — Zakat and Islamic inheritance, with worked examples.
How our guides are written
Each guide is written by Khyrat Hussain from the official notification, rule or Finance Department instruction it explains, and the main sources are linked on the page. Worked examples are checked against the matching HisaabKit calculator, and the "Updated" date changes whenever a rule or rate changes. Where a rule is not yet officially notified, the guide says so instead of guessing.
Read, then calculate
Most guides link to a calculator on the same topic, so you can first understand how a rule works and then work out your own figures.
Guides and Calculators That Work Together
Read the guide to understand the rule, then use the relevant calculator to estimate your own figures.
Official & Trusted Resources
Where appropriate, HisaabKit guides link to relevant official sources such as government departments, the Federal Board of Revenue and provincial authorities. Always check the original notification, law, rule or official source when a financial decision depends on current requirements.
Frequently Asked Questions About HisaabKit Guides
Are HisaabKit guides specific to Pakistan?
Yes. The Guides section is focused on Pakistan and explains local tax, pension, Islamic finance and financial topics in plain English. Always check the date and the linked official source for rules that may change.
How can I use a guide with a calculator?
Yes. Where a calculator is relevant, the guide links to it so you can understand the topic first and then estimate your own figures using the information you provide.